Loans by Thiago
Mortgage Loan Officer · Brazilians & Latinos in the U.S.

Your first home in the U.S. is closer than you think.

I'm Thiago Habib, a mortgage broker who helps Brazilians, Latinos and immigrants get approved and buy with confidence, even remotely from Brazil.

300+ lenders compared Buy remotely from Brazil First-time buyers welcome
Thiago Habib, mortgage loan officer
Thiago Habib
Loan Officer & Broker
Who I help

Paths for your profile, not a one-size-fits-all

You don't need to be born here or already have a Green Card to build wealth in the U.S. What matters is understanding your profile.

First-time buyers

Your first home doesn't need to be perfect. It needs to make sense for your moment and get you out of renting.

Brazilians & immigrants

Brazilians, Latinos, immigrants and investors can all have paths to finance a home in the U.S.

Visa holders

On an L1 or similar visa, legally here with provable income? You may already qualify.

Buying from Brazil

You can buy remotely, direct from Brazil, with the whole process handled at a distance.

How it works

From first message to your keys

Talk & analyze

We look at your full profile: income, credit, down payment and documents.

Pre-approval

Know exactly how much you can finance before you fall in love with a house.

Find & offer

Shop with a real number and make a strong, confident offer.

Closing

Typically 21 to 30 days after your offer is accepted.

Buying a home doesn't start on Zillow. It starts by understanding your real number.

What I do

A broker on your side

300+ lenders

As a mortgage broker I compare more than 300 lenders to find the best terms for you, not for one bank.

Full profile analysis

Income, credit, DTI, down payment and documentation, reviewed together.

Real cost clarity

Taxes, insurance, HOA and maintenance, not just the sticker price.

Strategy before you shop

Avoid moves, like a new car loan, that can quietly shrink your approval.

Watch

How to finance a home without being in the U.S.

A quick walkthrough of buying remotely, direct from Brazil.

Thiago Habib
About

Thiago Habib Monteiro

Mortgage Loan Officer & Broker

I help Brazilians and Latinos turn the dream of a home in the U.S. into a real plan, with clarity, strategy and calm. Winning in the U.S. is also learning to turn a dream into a plan.

A broker, not a single bank300+ lenders compared for you.
I speak your languageThe most bureaucratic process of your life, in EN, PT or ES.
No pressure, real guidanceEducation first, so you decide with confidence.
FAQ

Common questions

Can I buy without a Green Card?
Yes. Brazilians, Latinos, immigrants and investors can have paths to finance a home. It depends on your full financial profile, not only your status.
I have an L1 visa. Do I need to wait?
Not necessarily. If you are legally in the U.S. with provable income and organized documents, you may qualify. Approval depends on your profile as a whole, not only the visa type.
Can I buy from Brazil?
Yes. The process can be done remotely, direct from Brazil, with planning, pre-approval and the right down payment.
How much down payment do I need?
It depends on your profile. Some foreign-national profiles start from around 25% down. The best next step is to analyze your specific case.
How long does it take?
After your offer is accepted, it usually takes 21 to 30 days. Being prepared before that, with pre-approval and organized documents, makes it smoother.
Does a car loan affect my approval?
Yes. Lenders look at your DTI (debt-to-income). A new car payment can reduce how much home you are approved for, so talk to me before taking on new debt.
Let's start

Ready to find out what you qualify for?

Send me a message and I'll analyze your profile. No pressure, no jargon.